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Although many in the hospitality sector are reopening, this will be at a significantly reduced capacity, therefore some might be unable to give a discount as a temporary measure. We are updating our website as we are notified, but please check directly with the listing business. We appreciate your understanding as our businesses work through this challenging time.

20% upfront discount on the cost of Financial Advice*

*Subject to a minimum fee of £300, all financial advice provided by Universe Financial Advice for Lifestyle Card members will be discounted upfront by 20%.

Universe Financial Advice offer advice in the following areas to name just a few:

• Pension planning and management
• Investment planning and management
• Financial protection for you and your family
• Inheritance Tax planning
• Wills and Powers of Attorney
• Workplace benefits and corporate advice
• Advice to Ltd company owners

When you meet, they will work with you to build a full picture of your financial situation. Once they know what you want to achieve, they can look at the whole of the market to find the right mix of products for you. Whether it’s pensions, savings and investments, or insurance, they are not vested in any one provider so you’ll get their honest opinion and advice.

Universe Financial Advice Ltd is an appointed representative of Julian Harris Financial Consultants, authorised and regulated by the Financial Conduct Authority No. 153566. Co No. 3927189. Registered office: Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN.

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